CHIA Releases Research Brief Exploring High Deductible Health Plans In Massachusetts

Using the 2018 Massachusetts Employer Survey, this brief works to expand the understanding of employee access to and enrollment of high deductible health plans (HDHPs) at Massachusetts firms, with a focus on the availability of tax-deferred savings options (health savings accounts or health reimbursement accounts), in conjunction with HDHPs, as a resource to help employees offset costs.

With rising health care costs, employers that offer insurance coverage to employees have shifted toward HDHPs as a way to lower health insurance premiums, either including a HDHP as one choice in the set of plans offered to employees or as the only plan offered to employees. It is critical, therefore, to understanding the Commonwealth's health care system to have a full picture of HDHP access and enrollment among employees at Massachusetts firms.

For more information on the 2018 Massachusetts Employer Survey and HDHP access and enrollment among employees at Massachusetts firms, please visit https://www.chiamass.gov/massachusetts-employer-survey/.